Homeowners refinancing in Colorado often review options as property values rise across Denver, Boulder, Colorado Springs, Fort Collins and surrounding Front Range markets. Refinancing allows homeowners to realign their loan with current income or long term property plans. Colorado’s housing market supports refinance demand across urban areas, mountain towns, and growing suburbs where loan needs differ by location and home value.
Some refinance situations call for a more customized plan, especially when loan size, property use, or documentation isn't traditional. In those cases, homeowners may consider a jumbo refinance, DSCR refinance, or bank statement refinance program based on what fits best with their goals. By reviewing your existing loan against current market options it may result in savings or cash out from your home's appreciation in value.
Why refinance in Colorado right now? Refinancing is often considered when a loan no longer fits current needs, whether the property is a primary home or an investment. It gives owners the ability to adjust how their loan is set up as goals shift over time.
Tap into your equity to get cash out. Use to make improvements, payoff debts or other finances.
A conventional refinance is great option to lower your payment, convert to a 15 or 20-year fixed, or payoff a second mortgage.
Switch from an adjustable rate mortgage to a fixed-rate term of 15, 20, 25 or 30 years.
Ideal for those looking to lower their interest rate or take cash out on loans more than $850,000 on a primary home.
An excellent choice for owners with equity looking to access cash when they want. Primary home or Investment property.
An equity based loan that is received in a lump sum to use for upgrades, education, payof debts, or other.
For homeowners seeking flexible refinance documentation whether self-employed, salaried, unemployed or retired.
For rental property owners looking to take out equity for upgrades, reduce expenses, or acquire another investment property.
Divorces have hardships and we have unique lending programs to help you remove your spouse or ex-spouse.
We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize advertisements, and analyze web traffic. For these reasons, we may share your site usage data with our advertising and analytics partners. By clicking "Accept," you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking "Preferences."